This position is responsible for assisting commercial loan officers with the granting and maintaining of sound business loans. Position underwrites credits by providing financial statement analysis, cash flow analysis, collateral evaluation and loan structuring on loans requiring minimal to moderate skill levels. The position is responsible for helping ensure compliance with all policies, procedures and regulations, and ensuring the accuracy and timely delivery of documents for closing the loan. The position requires moderate supervision and direction and may act independently as needed to handle customer inquiries related to the lending process.

QUALIFICATIONS

1. 3-7 year's commercial credit analysis experience.

2. Working knowledge of credit underwriting, including financial statement analysis, cash flow analysis, collateral evaluation and loan structuring.

3. Excellent communication, organization, and interpersonal skills.

4. Demonstrated analytical and problem-solving skills.

5. Demonstrated proficiency in Microsoft Office applications

6. Good understanding of general accounting principles.

7. Working knowledge of Bank loan policies and procedures preferred.