First American Payment Systems, a leader in the credit card processing industry, We currently have an opening for a Credit Analyst.  The Credit Analyst is responsible for the following tasks on a daily basis:  (1) review merchant applications to determine if they are an acceptable risk according to the Credit Policy; (2) oversee and maintain departmental spreadsheets in Excel and generate reports from the data collected; (3) call/fax bank and trade references verifying credit applications and bank references for use in determining merchant viability according to the Credit Policy; (4) maintain working relationships with sales offices and sales representatives, and articulate the factors behind the final determination on each application.

The hours for this position will be from 8:00 am to 5:00 pm, Monday through Friday.

Qualifications

• Bachelor’s Degree Required
• One year of related credit experience and/or training preferred
• PC literate with proficiency in general Microsoft Office applications particularly Excel
• Accurate data entry and 10-key skills
• Professional phone demeanor and sharp problem-solving skills
• Ability to efficiently time manage multiple projects and tasks while meeting crucial deadlines
• Exceptional mathematical skills with respect to calculating discounts, percentages, interests, commissions, proportions; etc
• Strong analytical skills with the ability to define problems; collect and research data; establish facts and draw legitimate conclusions as well as interpret technical instructions within complex diagrams and abstract and concrete variables
• Excellent skills in reading, analyzing, and utilizing information from business periodicals, professional journals, technical manuals/procedures and credit reports
• Effective written/oral communications skills with respect to developing and delivering reports and procedures and daily correspondence with vendors and peers and upper level management
• Credit bureau analysis experience a plus