Job Summary
- Company
- Clayton Holdings, Inc.
- Location
- Nashville, TN 37072
- Industries
- Banking
- Job Type
- Full Time
- Temporary/Contract/Project
- Career Level
- Experienced (Non-Manager)
- Job Reference Code
- clay-00000818
FHA Underwriter- Nashville, TN
About the Job
Clayton's Staffing Solutions division helps clients meet ever-changing business demands and manage through capacity challenges by providing temporary and permanent recruiting solutions. Our knowledge of the financial services industry and extensive experience in placing mortgage, finance and accounting professionals gives us the expertise required to ensure accurate, timely and professional placement for your organization.
Frontline Underwriting of FHA loan products. The successful candidate must have a minimum of 3+ years mortgage underwriting experience and thorough understanding of underwriting policies and procedures including knowledge of FHA guidelines and standards. This includes reviewing loan files for completeness and accuracy, analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. ?nEvaluate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors. Determining and documenting loan conditions and communicating requirements and/or decisions. Adhere to all client/lender policies and procedures, in addition to Federal, State, and/or municipal laws and regulations. Identifies portfolio risks resulting from client¡¿s underlying business practices, underwriting, and/or fraud exposure. Actively supports the decisions and knowledge of supervisors and colleagues by sharing information about the department, business unit, organization and the underwriting industry. Takes an active role in identifying potential challenges within the underwriting process and/or department and makes recommendations for changes to improve. Maintains knowledge of all applicable underwriting guidelines by completing all underwriter training programs, learning any business unit policy and/or guidelines.
• 3+ years experience in the residential mortgage industry
• Direct Endorsement required
• Knowledge and familiarity with current mortgage and compliance
laws and regulations
• Strong commitment to customer service and satisfaction
• Effective leadership skills
• Service oriented
• High producer with attention to quality
• Excellent time management skills
• Superior verbal and written communication skills
• Detail-oriented outlook, coupled with ability to plan ahead and
meet deadlines on time
• Team player
• Ability to multi-task
Frontline Underwriting of FHA loan products. The successful candidate must have a minimum of 3+ years mortgage underwriting experience and thorough understanding of underwriting policies and procedures including knowledge of FHA guidelines and standards. This includes reviewing loan files for completeness and accuracy, analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. ?nEvaluate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors. Determining and documenting loan conditions and communicating requirements and/or decisions. Adhere to all client/lender policies and procedures, in addition to Federal, State, and/or municipal laws and regulations. Identifies portfolio risks resulting from client¡¿s underlying business practices, underwriting, and/or fraud exposure. Actively supports the decisions and knowledge of supervisors and colleagues by sharing information about the department, business unit, organization and the underwriting industry. Takes an active role in identifying potential challenges within the underwriting process and/or department and makes recommendations for changes to improve. Maintains knowledge of all applicable underwriting guidelines by completing all underwriter training programs, learning any business unit policy and/or guidelines.
• 3+ years experience in the residential mortgage industry
• Direct Endorsement required
• Knowledge and familiarity with current mortgage and compliance
laws and regulations
• Strong commitment to customer service and satisfaction
• Effective leadership skills
• Service oriented
• High producer with attention to quality
• Excellent time management skills
• Superior verbal and written communication skills
• Detail-oriented outlook, coupled with ability to plan ahead and
meet deadlines on time
• Team player
• Ability to multi-task
Company Tools
Contact Information
Clayton Holdings, Inc.
