Job Description:
Humana Inc., headquartered in Louisville, Kentucky, is one of the nation's largest publicly traded health benefits companies. Humana offers a diversified portfolio of health insurance products and related services - through traditional and consumer-choice plans - to employer groups, government-sponsored plans, and individuals.

Today, Humana is a leader in consumer engagement. Throughout its diversified customer portfolio, the company provides guidance that can both help lower costs and lead to a better health plan experience.

Role: Life & Disability Underwriting Consultant
Assignment: 100+ lives
Location: Louisville, KY

Are you a fit?
Are you an analytical thinker? Would you enjoy analyzing various types of data to help assess risk and make coverage recommendations?

Assignment Capsule
As an underwriting consultant you will: develop and maintain an extensive understanding of complex underwriting data and trends while attaining financial and marketing objectives. You will provide technical guidance, analyze data and make pricing recommendations.

• Review customer and partner applications, gather data and assess risk, providing accurate case documentation and sound decisions
  
• Evaluate financial risk in conformance with underwriting policies, procedures and methodologies, keeping in mind overall profit objectives
  
• Develop and maintain an understanding of state-specific requirements and Health Insurance Portability and Accountability Act regulations
  
• Partner with customers, sales offices and agents to address demonstrated customer needs

• Builds Trust: You honor your word by doing what you say you are going to do.
  
• Implementation/Execution: You are good at organizing and managing multiple priorities and/or projects by using appropriate methodologies and tools.
  
• Innovate: You introduce new ideas and processes which improve performance and productivity.
  
• Problem Solving: You are a problem solver with the ability to encourage others in collaborative problem solving. Acting as both a broker and consultant regarding resources, you engage others in problem solving without taking over.

• Bachelor's Degree in Business, Mathematics or a health-related field
  
• Prior underwriting experience, or comparable in-depth knowledge and understanding of underwriting practices
  
• Intermediate to advanced knowledge of Microsoft Access and Excel

• Previous experience in life or disability underwriting.
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  Reporting Relationships
  
  • You will report to an Underwriting Manager. This area is under the leadership of the SVP & Chief Operating Officer.
  
  
  Minimum Education Required: Bachelor
  
  Years of Experience Required: More than 5 years
  
  Expected Travel Time: None