CUSO Mortgage, Inc., a wholly owned subsidiary of Wescom Credit Union, is growing and has several opportunities for motivated and service-focused Outside Mortgage Loan Officers to serve our 28 Branches and 300,000+ members throughout territories in Southern California. 

 Join our growing team as an Outside Mortgage Loan officer and you will enjoy:

• A highly competitive compensation package which includes base + commission
• Excellent benefits (Comprehensive Medical, Dental, and Vision, 401k w/employer match, Paid Time Off, and more!)
•  Assigned Branches
• Business Development support including generated leads
• Flexibility and a work-life balance

This position is responsible for the origination of residential first mortgage loan products in an assigned geographical area.  It is a sales job which strives to meet volume goals and provide superior levels of customer service. 

ESSENTIAL POSITION FUNCTIONS:

·         Sources and originates first trust mortgage loans from Realtors, assigned Wescom branches, financial planners, investment advisors and other affinity relationships in an assigned territory.  Duties include assisting borrowers with loan applications, credit qualification, loan programs, pricing and previewing loan scenarios.

·         Develops and maintains effective and productive relationships in the assigned territory by promoting high levels of customer service and satisfaction.

·         Achieves production volume goals while ensuring that only investment quality loans are originated for sale in the secondary mortgage market.

·         Builds and maintains effective and productive relationships with operations staff and other internal departments and Wescom branch personnel.     

EDUCATION AND EXPERIENCE:

·         Two (2) or more years experience in real estate lending as a Loan Officer with experience originating FNMA and FHA products.  Experience with reverse mortgage product (HECM) is preferred.

·         High school degree is required.  Bachelor of Science degree in a related field (e.g., business, finance, accounting, marketing, etc.) is preferred.

·         Requires knowledge of real estate lending.  Knowledge and experience with the residential real estate loan origination process, including processing, underwriting, pricing, documentation, disclosures and web-based loan applications.  First trust mortgage loans (fixed-rate and adjustable), home equity loans and home equity lines of credit.

·         Business development and sales expertise.

·         Good written and verbal communication skills.  Knowledge of Spanish is desirable.

·         Organized, self-starter and team-oriented.

·         Ability to travel via personal automobile (mileage is reimbursed) and work a flexible schedule, including Saturdays and Sundays.

·         If working remotely from home, able to plan each day for optimum productivity with minimal supervision.

·         Attends meetings with peers, participates in in-house training, self-studies, outside seminars and classes.

COMPUTER SKILLS:

Proficient in Microsoft Applications (Word, Excel, PowerPoint, Outlook).  Experience with Prime Alliance, Desktop Underwriter and Calyx Point loan origination systems is preferred.

CERTIFICATES, LICENSES, REGISTRATIONS:

NMLS  Mortgage Loan Originator License is required

Interested applicants, please send your resume to Sara Helmreich at shelmreich@wescom.org .