Guaranteed Home Mortgage Company, a mortgage investment and banking firm founded in 1992, strives to provide competent and competitive residential and commercial mortgage financing to a wide variety of consumers and real estate professionals. Guaranteed began as a family-owned firm, and has, since its inception, experienced exponential growth thanks to the traditional standards and philosophies to which Guaranteed adheres. As a renowned leader in the mortgage banking industry Guaranteed prides itself on the support and service provided both to our clients, and to our employees. Guaranteed believes that it’s the people within an institution that define that institution. With that belief at the forefront of our development platform, Guaranteed continues to search for individuals who share the same passion for lending, respect for the individual and dedication to making a difference.
As an Underwriter, you will:
Review submitted files to analyze for Capacity, Capital, Character and Condition.
Ensure loans meet all program and product specifications
Offer appropriate counteroffers
Communicate loan decisions to processing
Meet all departmental goals for productivity, quality, and turnaround time
Qualifications
Minimum of two years' experience as a conventional mortgage underwriter
Excellent analytical and decision making skills
Strong verbal and written communication skills
Strong negotiation skills
Thorough knowledge of complex personal and business financial analysis and an expertise in tax return and balance sheet analysis.
Requires knowledge and proficiency in Government, Agency and, Jumbo levels of mortgage underwriting.
Interested individuals should email their resume in confidence to: kberkheiser@ghmc.com
Guaranteed Home Mortgage Company Inc