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Mortgage Representative (Loan ...
Midtown Manhattan financial institution seeks an experienced Mortgage Representative (Loan Officer) to join the team. Primary responsibility is to perform the solicitation and origination of residential first and second mortgage loans in compliance with loan policy and applicable rules, regulations and laws.
Must be licensed with the Nationwide Mortgage Licensing System Registry pursuant to SAFE ACT requirements (must possess both NY State and Federal licenses). Prior experience in an international private banking environment is a plus. Must be well versed in the mortgage application process and have a thorough understanding of regulatory compliance. Conventional product knowledge a must. FHA knowledge a plus.
Advantages to joining our team:
Must possess exceptional sales and service skills with a focus on exceeding member expectations and a range of knowledge in first or second residential mortgage lending origination, as well as a thorough understanding of mortgage lending regulations (i.e., RESPA, Reg Z and ECOA), secondary mortgage market – FNMA or FHLMC and PMI guidelines. Must have the ability to read and interpret automated underwriting findings, appraisals, tax returns and credit reports. Solid MS Office skills and a familiarity with mortgage software necessary. Willingness to work flexible hours is a must. College degree (or some college coursework completed) plus a minimum of 5 years progressive experience in a mortgage origination environment preferred.
*Candidates must be willing to interview at the headquarters location in Long Island City, Queens.
Visit our Career Center to learn more about UNFCU and/or apply for this position: https://career.unfcu.org/
The United Nations Federal Credit Union is dedicated to serving the people who serve the world® by enriching the lives of its members.
Since 1947, UNFCU has advanced into a truly international service-oriented institution that has grown exponentially in terms of membership, assets, employee programs, innovative product offerings and technology.
The United Nations Federal Credit Union is dedicated to serving the people who serve the world by enriching the lives of its members. By embracing diversity UNFCU strives to support a multicultural workforce that reflects our diverse membership and creates an environment in which diversity is valued. Through learning about our differences and encouraging diversity, UNFCU will triumph in fostering universal understanding and communication in the pursuit of organizational success. Our diversity, openness, continual learning development and trust have helped us align our core values with that of our stakeholders – the UN community.
The power of our values, as we indeed live them, is their ability to guide and inspire us to even higher levels of service excellence. In achieving success together, UNFCU has earned a positive corporate reputation as our member surveys, location expansions in Europe and Africa, as well as numerous industry awards attest.
Our employee benefits are second to none, and include comprehensive medical, dental and vision; 401k with dollar for dollar matching contributions and immediate vesting; a generous pension; tuition reimbursement; company paid life & disability coverage; and flexible spending accounts to name a few!
UNFCU is headquartered in a Class A, floor-to-ceiling glass fronted; environmentally up-to-date building in Long Island City, Queens with spectacular views of Manhattan and conveniently located near major transportation routes. Amenities include a full-service cafeteria and 3,000-square foot gym.
Equal Opportunity/Affirmative Action Employer
We Foster Diversity