Responsibilities

This Risk Manager position is required to lead risk MIS development, manage risk reporting and loss forecasting, develop and improve risk policies for cross sell initiatives for credit card and other consumer lending products.

The Core responsibilities include
Manage the development of Risk MIS applications
Overall management and business ownership of Risk MIS solution design, development, application testing process, final report production and automation.
Business liaison with business clients and technology groups for requirement gathering, detailed documentation review, and discussion of issues or concerns.
Supervision in test case creation and UAT testing.
On going risk reporting and loss forecasting.
Regularly and on ad-hoc basis produce portfolio and acquisition asset quality reports by flexible segmentation with the advanced MIS solution as well as direct access to database.
Frequent exposure to senior management team to present insights of performance trends and recommendations of new policy directions.
Coordinate loss forecasting with functional team and provide inputs to company financial planning based on knowledge from risk reporting and tracking.
Qualitative analysis focuses on factors, trend interpretation, key industry considerations and industry comparisons, while highlighting both strengths and weaknesses.
Analyze risk criteria and develop risk strategy for cross sell programs, work collaboratively with cross functional teams for successful implementation and launch with solid risk policy, post-launch tracking to ensure sound credit quality of originations.
Any ad-hoc risk analytics to support strategy development, loss mitigation actions for sustainable business growth.

Qualifications

Master's Degree
7 years relevant experience
Credit Card Experience is a must
Skills, Experience and Knowledge
Advanced training in finance, statistics
Solid risk management, analysis and reporting experience, preferably in financial services industry.
Detailed understanding of credit card operation cycle and other consumer products.
Exceptional analytical, organizational skills coupled with project management experience
Excellent written and verbal communication and presentation skills
Effective team leader, excellent people management and development skills to supervise and coach junior analysts
Demonstrated ability to work independently, self starter and highly motivated to work in fast-paced environment
Proficient in SAS, SQL, Microsoft Excel, Access
Experience with data mining techniques, comfortable working with large datasets

Hours and Work Schedule

Hours per Week: 40
Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

RBS Card Services is an equal opportunity and affirmative action employer. RBS Card Services does not discriminate on the basis of race, color, religion, sex, age, national origin, physical or mental disability, sexual orientation, gender identity or expression, or status as a special disabled veteran, Vietnam veteran, or other veteran of the United States Armed Forces, or any other protected characteristic.

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