Risk Specialist

Develops analytical models to accurately analyze the commercial portfolio, managing the commercial allowance analytical process, ensuring an adequate loan loss reserve for the Company. Develops analyses to adequately inform management regarding the portfolio. Develops analyses and information sources to ensure compliance with the Basel II Accords.
Ensures that own work, as well as work of any employees supervised, is in compliance with applicable laws, regulations and guidelines, as detailed in policies located on Company intranet; policies include but are not limited to Fair Lending, Know Your Customer, Bank Secrecy Act and other applicable anti-money-laundering policies


Requirements:

A graduate degree in math or statistics is required. Ph.D. preferred. 7-10 years related experience required. Strong mathematical and statistical skills to determine sound, defensible approaches to requested forecasts and analyses. Strong analytical, technical and writing skills. Ability to develop and execute complex models and analyses in support of business goals and objectives. Commercial Banking knowledge and experience is required. Broad general financial analysis and planning experience desired. Excellent computer skills. Ability to assimilate complex business information in order to structure relationships in processes and data. Ability to communicate highly technical information to inform others and practical business-based terms.

TD Bank is an Equal Opportunity Employer. Drug Test and Background Screening is Required.