Job Summary
- Company
- Financial Careers, Inc.
- Location
- Hartford, CT
- Industries
- Banking
- Job Type
- Full Time
- Employee
Senior Commercial redit Analyst
About the Job
Job Purpose:
Supports credit lending decisions by analyzing customer's financial condition and ability to pay.
Duties:
* Develops credit histories by compiling financial information.
* Interprets financial and specific industry trends and customer payment histories by creating historical financial spreadsheets on customers; categorizing and entering data; analyzing trends.
* Investigates variances on customers' financial statements by requesting information from sources; researching development within the industry.
* Submits credit reports by including research data; identifying credit strengths and/or weaknesses.
* Maintains historical studies of customers by compiling and analyzing financial developments; comparing industry statistics with the company's exposure to that industry; conferring with institutions providing loans to that industry.
* Provides credit information to sources by compiling information; issuing reports.
* Recommends action on delinquent accounts by analyzing paying practices of customers.
* Recommends credit line adjustments by evaluating customer records, purchase activity, and payment history.
* Verifies accuracy of charges and corrects account errors by reviewing purchasing documentation; interviewing customers.
* Provides information by answering questions and requests.
* Complies with federal, state, and local legal requirements by studying existing and new legislation; enforcing adherence to requirements; advising management on needed actions.
* Maintains customer confidence and protects operations by keeping information confidential.
* Contributes to team effort by accomplishing related results as needed.
Skills/Qualifications:
Reporting Research Results, Financial Software, Financial Skills, Confidentiality, Thoroughness, Analyzing Information, Research Skills, Informing Others, Judgment, Objectivity, General Math Skills
Supports credit lending decisions by analyzing customer's financial condition and ability to pay.
Duties:
* Develops credit histories by compiling financial information.
* Interprets financial and specific industry trends and customer payment histories by creating historical financial spreadsheets on customers; categorizing and entering data; analyzing trends.
* Investigates variances on customers' financial statements by requesting information from sources; researching development within the industry.
* Submits credit reports by including research data; identifying credit strengths and/or weaknesses.
* Maintains historical studies of customers by compiling and analyzing financial developments; comparing industry statistics with the company's exposure to that industry; conferring with institutions providing loans to that industry.
* Provides credit information to sources by compiling information; issuing reports.
* Recommends action on delinquent accounts by analyzing paying practices of customers.
* Recommends credit line adjustments by evaluating customer records, purchase activity, and payment history.
* Verifies accuracy of charges and corrects account errors by reviewing purchasing documentation; interviewing customers.
* Provides information by answering questions and requests.
* Complies with federal, state, and local legal requirements by studying existing and new legislation; enforcing adherence to requirements; advising management on needed actions.
* Maintains customer confidence and protects operations by keeping information confidential.
* Contributes to team effort by accomplishing related results as needed.
Skills/Qualifications:
Reporting Research Results, Financial Software, Financial Skills, Confidentiality, Thoroughness, Analyzing Information, Research Skills, Informing Others, Judgment, Objectivity, General Math Skills
Company Tools
Contact Information
Financial Careers, Inc.
