Senior Commercial Credit Analyst

Job Purpose:
Supports credit lending decisions by analyzing customer's financial condition and ability to pay.

Duties:
* Develops credit histories by compiling financial information.

* Interprets financial and specific industry trends and customer payment histories by creating historical financial spreadsheets on customers; categorizing and entering data; analyzing trends.

* Investigates variances on customers' financial statements by requesting information from sources; researching development within the industry.

* Submits credit reports by including research data; identifying credit strengths and/or weaknesses.

* Maintains historical studies of customers by compiling and analyzing financial developments; comparing industry statistics with the company's exposure to that industry; conferring with institutions providing loans to that industry.

* Provides credit information to sources by compiling information; issuing reports.

* Recommends action on delinquent accounts by analyzing paying practices of customers.

* Recommends credit line adjustments by evaluating customer records, purchase activity, and payment history.

* Verifies accuracy of charges and corrects account errors by reviewing purchasing documentation; interviewing customers.

Qualifications:

• Bachelor's Degree in Business or Related field with 5+ years experience with commercial credit, ideally in a manufacturing environment.