THIS POSITION IS BASED IN SALT LAKE CITY, UTAND RELOCATION ASSISTANCE WILL BE PROVIDED TO THOSE WHO QUALIFY

Our client is the world’s leading provider of credit services to consumers, retailers, and auto dealers in more than 50 countries around the world. With $163 billion dollars in assets and 130 million customers, this company continues to grow offering private label credit cards, personal loans, bank cards, auto loans and credit insurance to customers around the world.

Job Purpose: Lead Risk Management team with broad responsibilities for Credit Policy,, New Deals, and Credit Costs for our $22B Portfolio. This role reports directly to the CRO of the Bank and has Bank oversight responsibilities for our diverse Card (Private Label / Dual Card) and Sales Finance (Revolving / Secured Installment) US Consumer Assets. This significant business impact leadership role interacts with the Senior Leadership teams across numerous departments.

Essential Functions:

• Coordinate Risk related activities with SF, RCF, and other functional teams across the company.
• Manage Credit Policy and the Policy 6.0 (Risk Oversight)
• Coordinating all Risk Related Regulatory responsibilities internally & with Regulatory Agencies (OTS etc) 
• Manage New Deal Risk Process
• Manage Reserve Process, Policy and Planning 
• Manage Credit Cost Planning and Quarterly Forecasting Process 
• Partner with the leadership team, Risk, Finance and Collections to enhance Reserve & Forecasting infrastructure to reduce volatility and streamline process with detailed trended dashboards on the key loss and reserve drivers
• Partner with Controllership to ensure the quarterly close process results in adequate and appropriate reserve coverage 
• Manage and develop risk analyst responsible for all risk reporting and analysis.

Qualifications/Degree of Experience:

• You MUST be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act

• 7+ years of previous Consumer Risk Management experience with 2+ years of Regulatory Risk coordination
• Excellent interpersonal & communication presentation skills across all levels of the organization 
• Strong analytical skills and attention to detail
• Proven ability to understand and analyze impacts on credit lifecycle changes
• Proven Leadership skills managing a direct and indirect risk team across a matrixed organization
• Proven record of achieving business results from both and individual and team     perspective
• Strong multi-tasking project management skills and established track record of driving process improvement projects in a dynamic environment
• Proven decision making skills in a dynamic and fast-paced environment
• Strong interpersonal & influencing skills
• Strong technical skills required (Power Point, Excel etc)
• Green Belt or Black Belt certification, desired
• Bachelor’s degree strongly preferred, Master's degree desired
• Risk knowledge of the Private Label Credit Card & Consumer Sales Finance Business strongly preferred

THIS POSITION IS BASED IN SALT LAKE CITY, UTAND RELOCATION ASSISTANCE WILL BE PROVIDED TO THOSE WHO QUALIFY