Senior Mortgage Underwriter

Title: Mortgage Underwriter
Pay: Market Rate
Location: Irvine CA
Hours: Mon-Fri (8-5)

Currently seeking Mortgage Underwriters near Irvine, CA

Job Description

Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines.

Functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision.

Basic Qualifications 5 years of underwriting and origination underwriting experience.